Business Loans
Get unsecured loan offers in 5 minutes
*Conditions apply
Business Loan EMI Calculator


Three simple steps for hassle-free business loans
Apply online & check eligibility
Submit your bank statement & business details online.
Accept the best loan offer
We compare offers from multiple lenders to give you the best offer to proceed with.
Get funds credited
Funds disbursed in your account after KYC, agreement signing & e-NACH formalities.
Why Choose Tata nexarc Business Loans?
One application for multiple lenders
No collateral required
No audited financials required
No paperwork for loan application
Qualification Criteria
- Age: 23-65 years
- Business Type: All constitution
- Years in business: 2+
- Industry: All eligible industries (see list of restricted industries)
Documents Required
- 12 months’ bank statement
- Aadhaar and PAN card
- At least 1 business proof (see list)
- Ownership Proof - Business / Residence (at least 1 from list)
Testimonials
Case studies
See how have we helped businesses with Smart Research

3 steps to get a small business loan with no collateral!
MSME's requirement to access easy and collateral free loans to grow business and the intent of financial institutions to service these demands is at its highest levels since the pandemic.
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Old ways of seeking business loans you should stop right away
In today's digital era, MSME's can scan through various lenders and get loan offers in a few minutes, with disbursals
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How loans can enable you to expand your business
India is one of the fastest- growing economies in the world. Despite the global slowdown, India is witnessing resilient domestic demand. In fact, according to a report
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Frequently asked questions
You can use our collateral-free business loans to start a new business, recover from slowdown, ensure cash flow, get access to working capital, hire new employees, buy new equipment, expand your business or for any other purpose.
•Photo identity proof eg. PAN and Aadhaar, driving licence
•Business ownership proof like GSTIN, Shop Establishment Certificate, Gumasta Licence, Udyog Aadhaar etc.
•Bank statements (12 months) and/or GST returns
Phone - You can alternatively call our customer care number +91-902-211-2299 from 10 am to 6 pm (Monday to Saturday) and request a call back
• A credit score of 650+ of the entity and/or the partner/director/proprietor of the borrowing entity. For a lesser credit score, the lender may decide to limit the loan amount.
• Age between 23-65 years
• Years in business: 2yrs+
• Business shows an upward turnover trend
• Bank statement/GST return analysis
Ⅰ. IIFL Finance Limited (IIFL) is a non-banking financial company (NBFC) headquartered in Mumbai.
IIFL's appointed GRO details:
Designation: Nodal Officer
Contact Number: +91 22 4520 5810/+91 22 6817 8410
Email ID: nodalofficer@iifl.com
Grievance redressal: https://www.iifl.com/finance/grievance-redressal-procedure
IIFL's Customer support details:
Email ID: customer.care@iifl.com
Contact Number:+91 22 6253 9302
Help line no.: 1860-267-3000/7039-050-000
Service portal: https://smartapps.iifl.com/CustomerPortal/Login?_ga=2.213359185.431414145.1667565111-1015409094.1665653206
ⅠⅠ. Kotak Mahindra Bank Limited (KMBL) is a private sector bank headquartered in Mumbai.
KMBL's appointed GRO details:
Loan details can be viewed by logging into Kotak’s netbanking using CRN issued to the customer (details here)
KMBL's customer support details:
Loan details can be viewed by logging into Kotak’s netbanking using CRN issued to the customer (details here)
Here are the details:
Name: Hemchand Malkani
Address: Army & Navy Building, 148, M G Road, Opposite Kala Ghoda, Fort, Mumbai, Maharashtra - 400001, India
E-mail ID: grievance-officer@tatanexarc.com